11.19.09
Credits and Debits
Never call an accountant a credit to his profession; a good accountant is a debit to his profession.- Sir Charles Lyell
10.27.09
Friends
Blessed are they who have the gift of making friends, for it is one of God’s best gifts. It involves many things, but above all, the power of going out of one’s self, and appreciating whatever is noble and loving in another.- Thomas Hughes
01.24.08
More Reasons to Choose Credit Cards over Debit Cards
Awhile ago, I wrote a blog about being careful with debit cards. I recently read an article in the Reader’s Digest that listed three things to avoid probable fraud when using debit cards.
Clark Howard, radio consumer advocate, says to never use a debit card any place your card is taken out of sight like in a restaurant.
Don’t use debit cards for online purchases, especially if you don’t know the retailer’s reputation.
Watch out for debit overdraw fees. Most of us don’t carefully track our debit receipts, thus it is easy to overdraw your account. It used to be when your checking account had a zero balance that you could no longer make purchases, but now most banks have courtesy overdraw loans, but the catch is, the average fee for courtesy loans is $34.
08.16.07
Beware of Family Focus Films
I recently realized that I should blog about an unreliable business, Family Focus Films, so hopefully a few readers will be forewarned about this company’s questionable business practices. I ordered some closeout movies from Family Focus Films at www.familyfocusfilms.org in November 2006 to give as gifts for Christmas.
Four weeks later I had not received any films, so I called and emailed Family Focus Films numerous times to find out where my merchandise was. I was never able to speak to a live customer service representative so I left a voice mail each time I called, but no one ever called me back. I did receive a couple of responses to my email that the merchandise was coming. Finally, after waiting for 6 or 7 weeks, I notified my credit card company that I had been charged for merchandise I never received. A few weeks later Capital One credited my credit card for the undelivered product.
I found it strange that out of the blue one day a couple of months later I received some of the DVD’s that I had ordered.
08.03.07
Toxic Employees
I enjoy reading Seth Godin’s blog because I reap great marketing ideas. I particularly liked his blog about “Toxic Employees”.
08.02.07
Cheap Softwares
I ordered Adobe Creative Suite 2 Premium from Cheap Softwares . Although the software was shown on their website boxed in Adobe packaging, I received only a disc. I suspect that since the disc was not sent in Adobe packaging that it’s not authentic software.
If you have had prior experience receiving imitation software from Cheap Softwares, I would appreciate it if you would share the incidence(s) with me and my readers. Thank you. Our mutual effort may help stop the movement of illegal replicated products.